Rates depend on your individual circumstances and may differ from advertised APR. Over 18 years and existing Bank of Ireland current account customers only. Lending criteria, terms and conditions apply; rate is dependent on previous account performance.

Where applicants do not meet this criteria, our standard variable rate of 11.5% APR will apply to online and phone applications and a variable rate of 12.8% APR to in-branch applications.

The repayments on a personal loan of €7,000 over 5 years are €151.85 per month based on an online / phone variable rate of 11.5% APR. The total cost of credit is €2,111.00.

The repayments on a personal loan of €7,000 over 5 years are €156.16 per month based on branch variable rate of 12.8% APR. The total cost of credit is €2,369.60.

Variable rates are correct as at 18th June 2015 and are subject to change.